How to fix incorrect points balances
Comprehensive guide to diagnosing and fixing incorrect points balances
Diagnosing the Issue
First, determine why your points balance is incorrect:
- Sync delay: Allow 24-48 hours after transactions
- Connection issue: Check for error messages
- Bank limitation: Some banks don't sync points
- Wrong total: May include duplicate cards
Quick Fixes by Situation
Points Showing as Zero
- Verify you're the primary cardholder (not AU)
- Refresh your bank connection
- Check if bank supports points syncing
- Wait 24 hours for initial sync
Points Are Doubled
Usually caused by duplicate cards:
- Check for duplicate cards in wallet
- Hide any duplicates
- Refresh to update totals
Outdated Balance
- Go to Manage Connections
- Refresh the relevant connection
- Wait for next sync cycle (24-48 hours)
Manual Override Options
For Connected Cards
If automatic sync isn't working:
- Click three dots (⋮) on the program in My Points
- Select Convert to Manual
- Update balance manually going forward
For Manual Programs
- Navigate to My Points
- Find your program
- Click Update
- Enter correct balance
- Save changes
Bank-Specific Issues
Chase
- Ultimate Rewards should sync within 24 hours
- Marriott/Southwest may not sync properly
- Ensure cards are shared in Chase settings
American Express
- MR points only sync for primary cardholders
- Some co-brand cards don't sync points
- May need monthly connection refresh
Capital One
- No automatic points sync available
- Must track manually
- Update after each statement
Troubleshooting Steps
- Verify actual balance: Log into bank website
- Check card status: Ensure marked as cardholder
- Review connections: Look for errors
- Hide duplicates: Remove any double-counting
- Refresh connection: Force new sync
- Wait 24-48 hours: Allow sync to complete
- Convert to manual: If auto-sync fails
Preventing Future Issues
- Regularly check point balances
- Address connection errors promptly
- Keep duplicate cards hidden
- Update manual balances monthly
- Note which programs sync automatically
When to Contact Support
Reach out if:
- Refresh doesn't fix after 48 hours
- Balance is wildly incorrect
- Multiple programs affected
- Error messages persist